Get your Experian Credit Report and FICO® Score with a free membership—no credit card needed! Apply for credit cards and loans labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not approved^^. You could save an avg of $1,007/year on car insurance^^^. Chat with the Experian Virtual Assistant™. With a paid membership, you could save an avg of $721 with Bill Negotiation & Subscription Cancellation**and get an advance with Experian Cash™ powered by Brigit^.
GET STARTED FOR FREE
■Experian Boost®ø
Raise your FICO® Score* using bills you already pay - cell phone, utilities, streaming services and eligible rent payments
■Credit monitoring
Stay informed if accounts are opened in your name, or new inquiries appear on your Experian credit report
■Marketplace^
Compare credit card, personal loan or car insurance quotes matched to your credit profile
■Financial health assessment#
Take a survey and get suggested actions to improve your overall financial health and see what steps you could take to improve it
PREMIUM BENEFITS
■Bill Negotiation & Subscription Cancellation**
You could save time and up to $721 when we negotiate and cancel your bills
■Experian CreditLock***
Protect against identity theft by locking your Experian credit file. Get real-time alerts if someone applies for credit in your name while locked
■Experian Cash™ powered by Brigit##
Get a $25-250 advance when you need it most
TERMS
See experian.com/legal for Terms of Use Agreement, Privacy Policy, Marketplace Licenses & Disclosures, Insurance State Licenses and Insurance Carrier Partner Details.
øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.
*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether.
**Results will vary. Not all bills or subs eligible. Savings not guaranteed. $721 avg. est. savings w/ 1+ negotiation & 1+ cancelation. Paid membership w/connected payment account(s) req’d. See experian.com for details.
***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences at Experian.com
##Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.
^^Applying for cards and loans labeled ‘No Ding Decline™’ won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores.
^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved.
#Results may vary. The financial health assessment is for informational purposes only and is not intended to provide financial, legal, tax, or other advice.
^Experian Cash™ is powered by Brigit. Not all users will qualify. Depending on eligibility, advances range from $25–$250. Express delivery is optional and a fee may apply. Monthly membership fee may apply, cancel anytime. Not available in all states. You are not required to enroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advance with a free Experian membership. Terms apply.
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