At X10⁺, we believe that finance should be simple, transparent, and accessible for everyone. Designed as a digital-first solution, X10⁺ empowers individuals and businesses with smarter ways to manage money, shop, and pay—anytime, anywhere.
Built with innovation at its core, X10⁺ is more than just a payment app—it’s your trusted financial companion. Whether you’re looking to pay in easy installments, manage your expenses, or enjoy rewarding offers, X10⁺ is designed to make every transaction effortless and rewarding.
We’re driven by three guiding principles:
Simplicity – A seamless, user-friendly experience that puts you in control.
Transparency – Clear terms, no hidden fees, and complete peace of mind.
Empowerment – Smart tools and flexible solutions that help you live life of your terms.
X10⁺ is proudly brought to you by Al Ain Finance, a UAE Central Bank–regulated financial institution. With X10⁺, we bring Al Ain Finance’s trusted legacy into the digital age—combining financial expertise with cutting-edge technology to create a platform built for the future.
Our journey has just begun, and we’re excited to redefine how people think about payments and finance in the UAE and beyond.
X10⁺, – Finance Made Simple.
