See exactly what you and your partner will take home. Enter one salary or two and Dual Salary works out income tax, National Insurance, student loan repayments and pension contributions, then shows your household take-home per year, month, week or day.
Built for real payslips, not rough estimates:
• Enter pay as an annual salary or an hourly rate with hours per week or month
• Add more than one job or a pension per person, each with its own PAYE tax code
• Supports standard, K, BR, D0, D1, NT and 0T codes, and Scottish and Welsh prefixes
• Scottish income tax bands, including the starter, intermediate, advanced and top rates
• Student loan Plans 1, 2, 4 and 5 plus postgraduate loans
• Pension contributions by salary sacrifice or a net-pay workplace scheme
• No National Insurance once you are over State Pension age
• The £100,000 personal allowance taper
• With more than one job, see the likely refund or bill at year end
• A clear breakdown of every deduction, band by band
• Chart of where your salary goes
• Tax years 2025/26 and 2026/27, with the current year selected automatically
Everything is calculated on your device. No account, no adverts, no tracking, and your figures never leave your phone.
Take-home figures are estimates for an employee on PAYE and are not financial advice.
