Work out the real cost of buying and owning property in the UAE before you commit.
UAE Property Calculator is built for UK investors in UAE Dubai/Abu Dhabi property post-Brexit (BP-Shell Gulf reallocation, City of London-DIFC capital flow), UK-Emirati mixed couples cross-border, and UK Big-4 expats holding UAE residency who are weighing a Dubai Marina flat, an Abu Dhabi villa or a second home in Ras Al Khaimah. The app models every fee in dirhams (AED) with honest assumptions, without the inflated sales rhetoric of developers.
All seven emirates supported:
- Dubai (DLD 4% transfer fee + admin)
- Abu Dhabi (DARI, Emirati property register)
- Sharjah, Ajman, Ras Al Khaimah, Umm Al Quwain, Fujairah
Five built-in calculators:
- Purchase Costs — transfer, admin, title deed, agent commission + VAT, NOC, mortgage registration, total
- Mortgage Planner — Central Bank of the UAE (CBUAE) compliant monthly payments with a yearly principal and interest schedule
- ROI & Yield — gross yield, net yield, cash flow, and cash-on-cash return for buy-to-let investors
- Service Charges — annual and monthly estimates based on built-up area
- Dubai vs Abu Dhabi — side-by-side comparison
Built for real decisions:
- Official sources cited where published, indicative assumptions clearly marked
- CBUAE Loan-to-Value caps for UAE nationals, expat residents, and non-residents
- PDF and CSV export for sharing with broker, partner, or solicitor
- Saved reports for revisiting promising deals
- Full English and Arabic interface
- Works offline — no account required
Important:
- All figures are estimates only
- Fees, financing terms, and service charges change over time
- Always verify with the relevant UAE authority, developer, lender, broker, or legal adviser before any decision
- Northern emirates (Sharjah, Umm Al Quwain, Fujairah) publish rates less consistently than Dubai and Abu Dhabi — their figures are indicative
Premium unlocks the advanced calculators (Mortgage, ROI, Comparison), PDF and CSV export, and saved reports. One-time purchase. No subscription.
Independent informational tool. Not affiliated with DLD, DARI, CBUAE, or any UAE government body. Does not constitute legal or financial advice — consult a licensed UAE real-estate broker, property lawyer, or CBUAE-mortgage consultant qualified for your case. Names cited identify public sources only. Estimation tool, not legal, tax or financial advice — speak to a UAE-licensed professional before any contractual commitment.
© 2026 Cosmic Production d.o.o.
