Sova keeps every payment you've committed to on one calendar, and tells you before each one is due.
Subscriptions, credit cards and debts live in the same place, share the same search and the same history. Add what you pay for, choose how often it repeats, and Sova takes it from there.
ADD WHAT YOU PAY FOR
One form covers all three kinds. Choose the cadence — monthly, yearly, every few weeks, or your own list of dates.
GET REMINDED BEFORE IT'S DUE
Reminders arrive 7 days out, 2 days out and on the day itself, at the hour you pick. Payments falling on the same date arrive as one notification instead of five, and an inbox inside the app keeps the ones you haven't read.
MARK IT PAID AND WATCH THE MONTH SETTLE
Swipe a payment done, with undo if you were too quick. Your week, month and year totals split into Paid and Left, and every payment lands in your history.
CARD CYCLES THAT UNDERSTAND STATEMENTS
Set the day your statement closes and let the payment date follow it — anywhere from 0 to 60 grace days, or a fixed payment day if that's how your bank works. A payment landing on a weekend moves to Monday and still shows the date it came from.
DEBTS THAT DRAW DOWN
A debt runs as a ledger. Log payments as they happen and watch the balance fall.
BACKUPS YOU ACTUALLY OWN
Save a copy of everything into one file, protected by a password only you choose. Not even we can open it — which is exactly why nobody else can either.
BUILT AROUND HOW YOU ACTUALLY PAY
30 currencies, with a currency per entry and a shortlist of the ones you use. A number format you set independently of your language. Light or dark to match your phone. An interface in English or Spanish.
YOUR INFORMATION STAYS INSIDE YOUR PHONE
There is no account to create and no internet connection needed. What you add is saved on your phone and nowhere else — the app doesn't send it anywhere, nothing is shared with anyone, and nobody sees what you use it for. You pay for Sova once, so there are no ads inside it and nothing about you to sell.
Open it with Face ID, your fingerprint or the code you already use. There is no separate Sova code to remember, and there never will be.
One thing worth being straight about: what you add is protected by your phone's own security, the same as your photos and messages — Sova doesn't add a second lock on top of it. Backup files you choose to save get their own password, on top of that. The full detail is in our Privacy Policy.
