Every fixed payment, in one place.
TAOT tracks what you're actually committed to — insurance premiums, phone and internet bills, rent, loans, subscriptions, gym memberships. Anything that bills you on a schedule, whether you're thinking about it or not.
It isn't a budgeting app. It won't ask you to categorise coffee. It tracks the payments that repeat, because those are the ones that are easy to forget precisely because you never have to think about them.
WHAT YOU GET
• One honest monthly number, and what it works out to across a year
• Weekly, monthly, quarterly and yearly billing, all normalised — so an annual insurance premium doesn't stay hidden until it lands
• A reminder before every charge, with enough of a window to act while it still matters
• Essential or optional, your call — see at a glance how much of your month is actually discretionary
• Real local pricing for well-known services, not exchange-rate guesses
• A catalogue of 123 services and categories, plus custom entries for anything else
PRIVATE BY DESIGN
TAOT never asks for a bank login, because it never needs one. There's no account to create and nothing to sign in to.
The app makes no network requests at all. It contains no networking code, contacts no servers, and works exactly the same in aeroplane mode. No analytics, no tracking, no advertising, no third-party SDKs. Everything you enter stays on your device, and deleting the app removes it.
BOUGHT ONCE
One purchase. No subscription, no tiers, nothing to upgrade to. It would be a strange thing for an app built to shrink your recurring payments to become another one.
