Rewirement answers one question: at what age can you stop working without running out of money?
It answers it with three numbers, and it shows you all three at once.
BRIDGE - the years between your last day of work and the day you can touch your pension. The pension is rarely the problem. Reaching it is.
FIRE - the pot that means work becomes optional. Your annual spending, against a withdrawal rate you set yourself.
COAST - the point where you can stop paying in. Past it, growth alone carries you to your FIRE number. You are still working; you have just stopped saving.
// What you put in
Your date of birth, what you spend, what you have, what you pay in. Eight short screens. Nothing is asked twice, and nothing is asked that does not change a number.
// What you get back
A timeline that moves when your assumptions do. Net worth split into property equity and productive capital, because only one of them pays for anything. Equity counts towards your net worth and not towards your bridge - you cannot spend a house.
You also get a warning when your net worth is high and your accessible savings are not. It is a real position, and it looks exactly like success until you try to leave.
// Built for the UK and the US
Pension and ISA rules, or 401(k), IRA and Social Security. Access ages, state pension ages and contribution limits are built in and applied for you. Set your currency and the app uses the right rules, the right ages and the right words.
// Inflation, always counted
Your living costs rise every year, and every number allows for it. No switch to make the plan look better than it is.
// Plan as a couple
Add your partner — their age, their pension, their state pension, their savings, their spending. Their pension opens on their birthday, not yours, so an older partner can close the gap before your own pension does. One switch shows the plan for you alone, or for the two of you together.
// Money in, money out
An inheritance. A deposit for the children. The house you sell to buy a smaller one. Add one-off sums on the date they happen, and every figure moves to meet them.
// Rewirement Pro - one payment, no subscription, developer support
· Plan together with a partner · Lump sums in and out, up to ten · Years of Freedom and Productive Capital, unblurred · Your own pension access age, withdrawal rate, inflation rate and State Pension amount, in place of the standard assumptions · An extra Coast reading: what your contributions could do once you have passed your Coast number · Private channels in the Discord
All three trackers are free. Pro buys detail, not access.
// Your data does not leave your device
No account, no sign-in, no servers. We could not sell your figures, lose them or hand them over if we wanted to, because we never have them. They are on your phone and nowhere else.
// Questions
Send Feedback, on the Help screen. Or join the Discord and talk to us directly.
