Model Business turns a rough idea into a clear five-year picture — for a business or a household — without a spreadsheet and without an account. Start from a template, tap a line, type a number, and watch profit, cash and return update as you go. Everything stays private, encrypted on your device.
ONE APP, TWO JOBS
Model Business knows the difference between a business and a household budget and speaks each language. A business shows revenue, gross profit and return on investment. A household budget quietly switches to income, expenses and net surplus — no jargon you don't need.
PLAN FIVE YEARS IN MINUTES
• Start from a home, product, service or franchise template — categories, structure and fixed/variable costs already in place.
• Type an annual figure and it spreads across the months automatically.
• A live profit-and-loss, five-year trend and return-on-investment move the moment you do.
• Project Years 2–5 in a tap by growing revenue and inflating costs.
MODEL YOUR INCOME, THEN PRESSURE-TEST IT
• Build revenue from quantity, price and unit cost.
• Solve for the sales needed to break even or hit a profit target.
• Save named income scenarios and compare them side by side — shared expenses stay put.
A REPORT WORTH SENDING
• Export a clean, branded PDF: key figures, a full P&L, a five-year chart and a line-by-line breakdown, dated automatically.
• Email the whole model to a partner or accountant — they open it straight in Model Business.
TURN REAL SPENDING INTO A BUDGET
• Import a CSV from Australian banks — one month or several — or add entries by hand.
• Model Business recognises the merchant and files it (Aldi → Groceries, Ampol → Fuel).
• Group by month with a switchable monthly average, then turn it into a budget model in a tap.
USEFUL TOOLS WHEN YOU NEED THEM
• Loan tracker — see the full repayment schedule and test how extra payments change the payoff date.
• Calculators — wages and on-costs (Australia), ROI and breakeven, without leaving your model.
• Money I'm owed — a private running record of amounts lent and repayments received, with dates and notes.
• Flexible years — report by calendar or financial year and choose the starting month.
PRIVATE BY DEFAULT
• Models are stored in an AES-256 encrypted database on your device.
• No Model Business account, login, analytics or company-operated server.
• On iPhone and iPad you can optionally sync encrypted models through your own iCloud account (off by default); the key travels only through your iCloud Keychain.
• Works offline. Sync is never required.
PAY ONCE
Get every template, calculator, report and five-year projection for one price. No subscription, no in-app purchases. One App Store purchase covers your iPhone and iPad on the same Apple ID.
Made in Australia by Silent Services Pty Ltd. Questions before you buy? support@silentservices.com.au
The wages calculator uses Australian tax rules and does not cover HECS/HELP or other non-standard adjustments; treat all figures as estimates, not financial advice.
