Lightning Personal Accounting puts your complete financial picture on one screen. Track bank accounts, credit cards, loans, and subscriptions — all stored privately on your device with encryption.
- Real-time Financial Pulse with color-coded health status
- Automatic subscription detection and cost tracking
- Weekly budget envelopes (Needs / Wants / Buffer)
- AI-powered spending insights and category breakdowns
- Money Flow visualization showing where every dollar goes
- Scrolling news ticker with real cost-of-living facts
- Plaid integration for automatic bank syncing
- No monthly fees. No data harvesting. Just $2.99, once.