Money stress is usually just missing information. BudgetOS turns the chaos of statements, bills and goals into one calm, clear picture — so you always know where your money goes.
Import a statement from Canada's major banks, watch every transaction sort itself into categories, and finally feel in control.
In the U.S., connect your bank or card through Plaid (read-only); statement import supports Canadian bank formats and CSV.
WHAT YOU CAN DO
• Import bank statements — PDF or CSV from RBC, TD, CIBC, Scotiabank, BMO, Wealthsimple and more. Read on your device, then auto-categorized.
• See your spending on a calendar — a colour-coded heatmap that surfaces your heavy days at a glance.
• Set budgets that stick — a live limit per category with plain nudges instead of guilt trips.
• Give yourself a wants number each month and see wants, not-planned and the small stuff beside what's left.
• Plan ahead — a projected calendar maps your bills, subscriptions and expected expenses across the month.
• Reach your goals — set a target and BudgetOS projects your pace, so "someday" finally gets a real date.
• Stay on top of bills & subscriptions — due dates, effective monthly cost, and automatic recurring-charge detection.
• Get a daily health check — spending pace, savings outlook, and which categories are under budget.
• Make it yours — light, dark or automatic themes, accent colours, and a customizable home screen.
PRIVATE BY DESIGN
• Statement files are parsed on your device — a file is sent to us only if you choose to send it for import help, and is deleted from our storage within 90 days. Every figure is verified to the penny against your statement.
• Every account is isolated with database-level security.
• Passwords are hashed — never stored in plain text — and checked against known breaches.
• Optional Face ID / Touch ID lock. No ads, no third-party data brokers, and we never sell your data.
Free to start, with everything you need to build the habit. Canadian-owned.
Start budgeting smarter today.
SUBSCRIPTIONS
BudgetOS Plus — $5.00 CAD per month, or $50.00 CAD per year.
BudgetOS Premium — $10.00 CAD per month.
Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the current period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Deleting the app does not cancel a subscription.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://budgetos.ca/privacy.html
Terms of Service: https://budgetos.ca/terms.html
